HM Stop Loss

As a leading national Stop Loss insurance carrier, HM Insurance Group utilizes its expertise in managing risk to design innovative Employer Stop Loss programs.

The HM Difference

Find Your Sales Office

Contact Sales: 800-328-5433
M-F 8:30 a.m. - 4:45 p.m. ET

Confidence for Self-Funded Groups

Financial Protection

HM Stop Loss coverage helps to protect self-funded groups against the costs of unexpected large or catastrophic claims.

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Strong Partnerships

Through our relationships with employers, producers and TPAs, we take a collaborative approach to design coverage that satisfies a group’s unique needs and risk tolerance.

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Is Self-Funding a Good Option for Your Group?

The choice to self-fund is largely a financial decision. Certain traits should be present to make a group a viable candidate. Find out if your group has what it takes. 

Guide to Self-Funding

NEW - Webinar Is Your Self-Funded Plan Document Due for a Checkup?
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Self-Funding Candidate Infographic

Online Tools



Knowledge Center

Access a variety of brochures, videos, infographics and articles about self-funding health benefits and protecting with Stop Loss insurance. Explore Now >