HM Stop Loss

As a leading national Stop Loss insurance carrier, HM Insurance Group utilizes its expertise in managing risk to design innovative Employer Stop Loss programs.

The HM Difference

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Contact Sales: 800-328-5433
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Confidence for Self-Funded Groups

Financial Protection

HM Stop Loss coverage helps to protect self-funded groups against the costs of unexpected large or catastrophic claims.

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Strong Partnerships

Through our relationships with employers, producers and TPAs, we take a collaborative approach to design coverage that satisfies a group’s unique needs and risk tolerance.

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Is Self-Funding a Good Option for Your Group?

The choice to self-fund is largely a financial decision. Certain traits should be present to make a group a viable candidate. Find out if your group has what it takes. 

Guide to Self-Funding

NEW - Webinar Is Your Self-Funded Plan Document Due for a Checkup?
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Self-Funding Candidate Infographic


Online Tools

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Knowledge Center

Access a variety of brochures, videos, infographics and articles about self-funding health benefits and protecting with Stop Loss insurance. Explore Now >