Legal

HM's Commitment

We pride ourselves on being passionate, accountable, collaborative and ethical. We conduct business with our customers and partners with the utmost integrity.

 

HM's Privacy Policy

At HM Insurance Group, we take the issue of privacy very seriously. Please review our privacy policies.

Terms and Conditions

Individuals with rights to use HM’s eServices must read these important Terms and Conditions.

Read Terms and Conditions 

Insurance Fraud and Abuse

Fraud is a significant concern of the entire insurance industry. To respond to and resolve any allegations of fraud, HM Insurance Group has a Special Investigation Unit.

Read how HM addresses fraud 

Warranties and Disclaimer Regarding This Site

View information pertaining to the protections, copyrights and use of this site on the Disclaimer page.

Read HM's disclaimer 

Producer Compensation

Learn how HM compensates our producers.

Read our disclosure statement 

General Legal Disclaimer

Nothing contained within hmig.com is to be construed as providing legal advice, tax advice or advice on your benefits and/or plan design. Product descriptions and marketing materials are for illustrative purposes only and should not be considered binding. The user should consult with legal counsel, or a tax professional and/or a qualified plan design professional for advice specific to their situation including any applicable state or federal laws or guidance.


Privacy Policy Update

New Privacy Practices

Read about the changes to our privacy practices


Related Information

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