HM Insurance Group

Delivering Financial Risk Protection

As a leading national Stop Loss company that also delivers assumed Accident and Health Reinsurance and Provider Excess Insurance, HM Insurance Group (HM) works to create solutions for self-funded employers, ceding carriers, providers and health plans, business partners and the broker communities who serve them.

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Stop Loss Insurance

Through a highly experienced team of experts, HM works to protect self-funded employers from the potential financial risks associated with catastrophic, health-related claim costs.

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Have Confidence in What You Deliver

Learn more about HM, our products and the way we do business through sales materials, performance results, blogs, videos and more.

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Solutions Your Clients Can Trust

Through operational excellence, industry expertise and financial strength, HM lays the foundation for long-standing relationships with brokers, partners and our mutual customers.

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Quick Claims Processing

Our HM claims team delivers accurate and efficient payment of claims. Year after year, our results demonstrate our commitment to excellence. And we provide convenient online tools too.

USE ONLINE TOOLS

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Direct Writer for 40 Years

With seasoned industry experts and experienced leaders, HM is committed to understanding the market and tailoring solutions that match each client's level of risk tolerance.

MEET OUR LEADERS

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Rated "A" (Excellent) by AM Best

HM's companies hold A (Excellent) ratings from AM Best, demonstrating our financial strength and ability to deliver the financial risk protection our clients need as claim costs continue to rise.

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Find Your Regional Office

With offices across the country, HM has a national presence with regional expertise. Access the HM team in your area to find the right protection for your clients.

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Work With Us

We value relationships and work with integrity to create solutions clients can trust.

LEARN ABOUT HM

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Industry Insights Blog

Our leaders and seasoned experts share their thoughts on our evolving industry.

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Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, in all states except New York, under policy form series HMP-SL (08/19) or HMP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Highmark Casualty Insurance Company, Pittsburgh, PA, under policy form series HM PEL 1105, HC PEL 1105, HMP PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Highmark Casualty Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law.