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About HM

Delivering Confidence

Building Long-Term Partnerships

We watch the trends. We share our knowledge. We create solutions you can trust. This has enabled us to deliver on our commitment to protecting the financial well-being of our mutual clients and build lasting relationships with business partners nationwide.

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Meet Our Leadership

Our senior leaders are committed to understanding and meeting client needs — and they make it a priority to be available when you want to talk or share ideas.


Why HM

Our clients can count on industry-leading solutions built with integrity and knowledge and supported by financial strength.

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Financial Strength

Backed by sound business practices and financial judgment, our stable business model and risk management expertise enable us to appropriately address the risk exposure of our clients and deliver the protection they need.

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Operational Excellence

With more than 40 years in the industry, we understand how business should be managed to give clients confidence in their protection. And our year-over-year performance results speak for themselves.

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Underwriting Integrity

Our underwriters know risk – and they work to satisfy each policyholder’s level of risk tolerance. They are assigned to specific regions and work closely with our Sales teams to build solutions based on individual needs.

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We Know the Stakes

We keep a close eye on trends, and we know that claims continue to rise in frequency and severity. We also know that life is not without risk. We see catastrophic health events that change the lives of individuals and threaten the financial stability of their employers. It’s not something we take lightly — and we back our commitment with our own financial strength.


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Read about HM News

Our news releases cover topics like AM Best rating affirmations and leadership updates. Stay informed of recent happenings or check out this history of big events.

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Making a Social Impact

We are committed to corporate responsibility. To make a meaningful impact in the communities where we do business, HM provides financial support and hours of volunteerism. In 2023, we directed $234,000 to more than 51 organizations across the nation.

We’re Here for You

Approachable, accountable and aware, we’re ready to discuss options for delivering the right coverage at the right price.

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Connect with Our Home Office

You can contact us directly for information on claims, billing, commissions and more.

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Contact Regional Offices

Use our interactive tool to locate your Regional Sales Office or access a map with information about our territories.