HM Insurance Group's Industry Insights Blog

Industry Insights

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Problem-solving with Reflection and Resolution

By: Tom Doran December 13, 2018
I love solving problems. That’s the best part of my job. Lucky for me, we’re in a thought-provoking industry – one that’s become even more challenging with the growth of high-dollar claims. As a reinsurer, paying those claims is the most important thing we do. The challenge lies in creating the right solution for each client, appropriately pricing business to ensure obligations can be fulfilled and finding ways to help contain claim costs for everyone involved.
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The Desire to Do Right by People

By: Dan Carlton October 30, 2018
I think that most people want to do a good job at work. We spend more time here than we do with our families or our hobbies, so it needs to mean something big as well. Doing a good job gives us satisfaction, and satisfied employees make a difference and help their companies prosper. But what really brings importance to those eight-plus hours a day is developing personal connections with co-workers and clients. That’s what drives excellence.
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The Fifth Season

By: Mark Lawrence October 15, 2018
This morning as I drove in to work, it was 46 degrees on the thermometer, and this was really the first day that, to me, felt like fall had arrived. As underwriters, we’re currently experiencing a fifth season in the year. It’s called renewal season, and it comes a little earlier every year. This year, it started in late July and will go through New Year’s Eve.
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The Path to Timely and Accurate Claims Payments

By: Dom Palmieri October 3, 2018
All roads through a Stop Loss carrier lead to paying claims. Self-funded groups purchase our coverage so we can protect their finances from the impact of high-dollar claims, so with a Stop Loss contract in hand, they expect that their catastrophic claims will be paid. And as a responsive carrier that has applied exceptional underwriting practices to the groups we enroll, we have committed to having the right resources in place to deliver quick and accurate claims payment.
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2018 and Beyond – The Advanced Class of Health Care

By: Tom Doran July 9, 2018
Yes, I went to Princeton for engineering. People often call attention to that if they’ve read my bio. It was – and is – a great spot for education, and the classes were tough. But a lot of places in life are, and the health care industry is no different. Right now, we’re in the advanced class.
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