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Products

Managed Care Reinsurance

A Proven Leader in Managing Risk

As an experienced leader in Stop Loss insurance, HM Insurance Group offers Managed Care Reinsurance products to HMOs, health plans, provider organizations and ACOs under the name RBS Re. With a long-standing, recognized name in the industry, RBS Re products, services and solutions work to reflect the changing dynamics of the health care market. Designed to cover excess risk, RBS Re products are backed by a history of long-term relationships and an approachable leadership team with years of industry experience.

The Convenience of Connectedness

HM Insurance Group works to protect businesses from the potential financial risks associated with catastrophic claim costs. A natural extension of the company’s national Stop Loss insurance product line, Managed Care Reinsurance products broaden the company’s capabilities by providing a unique, full-solution health care excess of loss specialty. With a reputation for insight, knowledge and innovation, we help our clients navigate their protection needs in an unpredictable health care market and share access to proven cost management resources.

Risk Assessment Across the Spectrum

Our integrated products and value-added services cover millions of commercial, Medicare and Medicaid members. Our solutions go beyond reinsurance, helping to save clients money across the entire continuum of risk and avoiding the need to split risk management coverages among multiple carriers. By asking the right questions and listening to our clients, we endeavor to develop powerful solutions that work.

Our Promise

We know that the heart of a smart business decision is the integrity of the transaction. Guided by knowledge and experience, we make sound, disciplined decisions to guard the financial health of our policyholders. When you work with HM, you can be confident in the quality of what you are delivering to your clients. Learn more about our program, products and services in Managed Care Reinsurance: Guarding the Financial Health of Plans and Providers.

Products and services are underwritten by HM Life Insurance Company or HM Life Insurance Company of New York.