Investing in the West: Stop Loss Solutions for a Growing Market

Like HM Insurance Group (HM), my roots are in Western Pennsylvania. But a few years ago, I headed west to Phoenix to take on the role of regional vice president, Sales, for the company’s West Region. My assignment was to become engrained in the area and work to expand HM’s reach there.

There is so much energy and potential across this diverse and dynamic region. I’m excited that we’re actively investing in it by connecting with broker partners from the Southwest to the Pacific Northwest (and everywhere in between) to help self-funded employers obtain the right Stop Loss coverage and provide the in-market support they deserve.

Whether creating opportunities with the local teams of our national partners or getting to know regional brokers throughout each territory, we understand that building relationships is essential to success, as it has been for HM Insurance Group from the very start.

Fortifying Our Presence

Our commitment to the West is more than just words. We've strategically expanded our physical presence with a strong network of offices in the key markets of Phoenix, San Francisco, Denver, and Seattle. While we’ve consistently maintained offices in Phoenix and Seattle over the years, we recently added Denver and brought back a dedicated sales team to San Francisco after a bit of a hiatus. Having this regional presence is vital, but what truly matters is having the right people in place to manage the business.

So, we’ve assembled an outstanding sales team, comprised of experienced professionals who are deeply rooted in the communities they serve. They are Stop Loss experts committed to understanding the unique needs of the brokers and employer groups throughout their markets.

Evolution Through Experience

HM Insurance Group has been providing Stop Loss coverage for more than 40 years, and the high standards we have established for the way we do business remain the same in all markets across the country. This legacy provides our clients with the confidence that comes from working with a Stop Loss carrier that has weathered countless market cycles and adapted to the ever-changing health care landscape. Our depth of knowledge and experience is key in our ability to offer the right coverage at the right price – nationwide.

What to Expect

When you work with HM, you're not just connecting clients to Stop Loss coverage – you're gaining an invested partner that offers:

Financial Stability: HM is a strong, stable, financially sound carrier that prioritizes the prompt, accurate payment of claims, helping to deliver the same stability to our clients.
A Thoughtful Approach to Underwriting: We do the work upfront when writing our business, so that we can pay claims when they arise, and our clients know their bottom line is protected.
Accessible Leadership: We take pride in providing direct access to our senior leaders. They have years of experience and a deep understanding of risk, along with a commitment to building lasting relationships with our business partners.
Tailored Solutions: As a leading Stop Loss carrier, we have a strong contract that works to meet the coverage needs of employers in today's changing and challenging health benefits environment.
Regional Expertise: We have boots on the ground – and a team that understands the nuances of the markets they serve – north, south, east, or west.

I’m incredibly proud of the work we’re doing as a company to deliver a great Stop Loss product nationwide, and my team is excited to do our part by growing business in the West.