Monday, June 02, 2025

HM Insurance Group Offers a Stop Loss Captive Solution in Select Markets

PITTSBURGH – HM Insurance Group (HM), a leading national Stop Loss company, has launched a Stop Loss captive solution as an alternative financial arrangement for employers who self-fund their employee medical benefits.

The HM Stop Loss Captive expands brokers’ product offerings with a cost-efficient program for self-funded employers seeking to reduce claim volatility and generate savings through pooled risk.*

Working with a select administrator, the HM Stop Loss Captive combines the value of strong provider networks and clinical expertise with a stable, long-term pricing approach and ease of administration that features all the advantages of Stop Loss bundling.

HM Captive Sales Directors Cristina Andrewleski and Derrick Rodney lead market engagement for this offering. Cristina Andrewleski is responsible for clients in Central, Northeast and Southeastern Pennsylvania, as well as Delaware. Derrick Rodney works with clients in Western and Northeastern New York, Western Pennsylvania, and West Virginia.

For more information, contact:
Cristina Andrewleski – cristina.andrewleski@hmig.com
Derrick Rodney – derrick.rodney@hmig.com

*Available in Pennsylvania, West Virginia, Delaware, and New York and underwritten by HM Life Insurance Company or HM Life Insurance Company of New York.

About HM Insurance Group
HM Insurance Group (HM) works to protect businesses from the financial risk associated with health care costs. A recognized leader in Employer Stop Loss, the company delivers protection for a range of group sizes. HM also offers assumed Accident and Health reinsurance solutions and Provider Excess insurance through HM Specialty.

HM Life Insurance Company, HM Life Insurance Company of New York and Bridge City Insurance Company are all rated “A” (Excellent) by AM Best Company. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country.

Why HM

A strong, experienced carrier, HM responds to market changes and works with clients to ensure their coverage needs are met through expert risk assessment and exceptional service.

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.