Thursday, September 11, 2025
AM Best Affirms HM Insurance Group Company Ratings - 2025
Following the annual financial review, AM Best affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (ICRs) of “a+” (Excellent) for HM Life Insurance Company, HM Life Insurance Company of New York and Bridge City Insurance Company, all part of HM Insurance Group. The outlook for all ratings is stable.
These ratings reflect balance sheet strength, which AM Best assesses as strongest, as well as adequate operating performance, favorable business profile and appropriate enterprise risk management (ERM).
“HM Insurance Group maintaining an A rating from AM Best underscores our commitment to financial stability and responsible risk management,” Neil Reece, chief financial officer, HM Insurance Group, said. “In an ever-changing market, our clients can have confidence in placing business with us."
The companies of HM Insurance Group were reviewed as part of the annual evaluation of Highmark Inc., of which HM Insurance Group is a diversified business.
About HM Insurance Group
HM Insurance Group (HM) works to protect businesses from the financial risk associated with health care costs. A recognized leader in Employer Stop Loss, the company delivers protection for a range of group sizes. HM also offers assumed Accident and Health reinsurance solutions and Provider Excess insurance through HM Specialty.
HM Life Insurance Company, HM Life Insurance Company of New York and Bridge City Insurance Company are all rated “A” (Excellent) by AM Best Company. Through its insurance companies, HM Insurance Group holds insurance licenses in 50 states and the District of Columbia and maintains sales offices across the country.
Why HM
A strong, experienced carrier, HM responds to market changes and works with clients to ensure their coverage needs are met through expert risk assessment and exceptional service.
