Jen Ryan

Vice President, Underwriting

Jen Ryan serves as vice president, Stop Loss Underwriting, for HM Insurance Group (HM). In this role, she leads the development, execution, and monitoring of Stop Loss pricing strategies for HM Insurance Group’s business placed with a national consortium partner, as well as partnership business in Pennsylvania, West Virginia, New York, and Delaware.

With more than 20 years of industry experience, Jen’s areas of expertise include: risk assessment, management, and mitigation.

Jen joined HM Insurance Group in 2022 as manager, Underwriting, before moving to the director position in 2023 and the vice president position in 2025. Prior to joining HM, Jen worked for a New England-based regional health insurance carrier for more than 18 years in various underwriting and management roles.

Jen also is a registered nurse, which is an asset in helping to assess the risk profile of prospective and/or existing clients.

Stop Loss coverage is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, in all states except New York under policy form series HMP-SL (08/19), HMP-SL (06/20) or BCICP-SL (06/20) or similar. In New York, Stop Loss coverage is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMP-SL (06/20) or similar. In all states except New York, Provider Excess Insurance is underwritten by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under policy form series HMP PEL (09/20) or BCIC PEL (09/20) or similar. In New York, Provider Excess Insurance is underwritten by HM Life Insurance Company of New York, New York, NY, under policy form series HMNY PEL1105 or similar. In all states except New York, Assumed Accident and Health Reinsurance is underwritten or reinsured by HM Life Insurance Company, Pittsburgh, PA, or Bridge City Insurance Company, Pittsburgh, PA, under form HM1005-ELR or similar. In New York, Assumed Accident and Health Reinsurance is reinsured by HM Life Insurance Company of New York, New York, NY. The coverage or service requested may not be available in all states and is subject to individual state approval. Reinsurance agreements only reflect a form number when required by applicable state law. In Oregon, Bridge City Insurance Company does business as BCIC Insurance Company.